Our Team

Steve Bowlds, RICP®

Retirement Income Certified Professional®

Phone: (918) 245-4012

E-mail: sbowlds@yourrba.com

Both of Steve’s grandmothers were proud and hardworking, and it was not their plan to end up in nursing homes for the remaining years of their lives, but they did. Steve had wished differently for them, and this became his calling. It is his goal and mission in life to educate retirees on how to properly plan and prepare for retirement.

Steve started his career in the financial services profession in 1979 advising seniors and retirees in northeast Oklahoma on Medicare and the importance of long-term care. He is motivated to educate seniors and his peers on the importance of managing risk in retirement, because he believes that’s missing among today’s retirement income planning professionals.

Steve has earned the designation of Retirement Income Certified Professional^®from the American College of Financial Services. This allows him to better serve retirees and pre-retirees seeking professional retirement income planning advice. This designation allows him to continue offering the level of professional and comprehensive service that he believes every retiree should have.

Steve also conducts educational workshops on risk management and comprehensive retirement income planning.

He has served on the local and state boards of the National Association of Insurance and Financial Advisors (NAIFA) as a past state president and past president for the Tulsa chapter.

In his spare time, Steve loves traveling and spending quality time with his wife Sharon of 45 years. They have two children and three grandchildren. He is an accomplished martial artist and enjoys going to the gym and running with his dogs, Comet and Ace.

Don Trotter

President of Retirement Benefit Advisors

Phone: (918) 828-9088

E-mail: dtrotter@yourrba.com

Don's dad worked very hard to provide for his wife and five children, but his dad never sat down with an advisor to put together a retirement plan. After watching his dad and mom struggle through their retirement years, Don decided he wanted to help educate pre-retirees and retirees on how to plan for retirement.

Don started his financial services career in 1987, advising clients on health care and long-term care risks. He enjoys sitting down with clients and learning about their goals, dreams and desires and helping them put together a plan to protect assets and create an income stream for retirement.

Don holds Life, Health and Long-Term Care licenses along with being a Registered Representative. He presents workshops on Social Security and retirement planning.

When he's not working, he volunteers helping with the youth in the community and is active with the youth in his church. He has been married for over 30 years to his beautiful wife, Sue, and has lived in the Tulsa area most of his life. Don has two stepsons, a daughter, and two grandchildren. He is also an Eagle Scout.

Kathryne Horner

Director of Client Services & Operations

Kathryne Horner has been the director of client services & operations at Retirement Benefit Advisors since 2010. She has more than 20 years of professional experience, including office management and administration, client relations, real estate, and was a finance supervisor for a local home health care agency.

It’s safe to say that she’s the right-hand team member at the office as she has a good gauge of office matters, assists with seminars, interacts with clients to provide service work (i.e., withdrawals, required minimum distributions (RMDs), initiates claims, new account paperwork, and resolves questions), and if you just need someone to listen, Kathryne is at your service.

Because of the care and concern that Kathryne shows toward clients, she has created lifetime relationships with them, often receiving compliments, thank you notes, hugs, flowers, and even baked goods. She knows she has made a difference every day in a client’s life, and she looks forward to continuing on this path.

Kathryne’s hobbies include exercise, reading, and she has a black belt in martial arts. She resides in Tulsa, Oklahoma, with her husband of more than 20 years, her son and daughter, and her Yorkshire Terrier, Griffin.

Marci Rogers

Administrative Assistant

Marci Rogers is the first person you see when you arrive at our office, and her caring nature and driven personality ensure every client’s needs are met. She’s been known to receive flowers and thank you cards over the years from clients who are grateful for her kindness, efficiency, and excellent follow-through. She brings several years of administrative experience, customer service, and even time spent as a registered medical assistant.

Her duties include answering the telephone and scheduling appointments. And for all annuity and life insurance clients, she’ll process and submit applications, set up profiles and create folders, and have client forms ready for them when they need to update beneficiaries or take retirement withdrawals.

Marci is also in charge of securing dates and venues for the firm’s educational workshops, preparing the meeting materials, and confirming attendees before the meeting and upon arrival.

She currently resides in Sand Springs, Oklahoma, with her husband and daughter. When not spending time with family and friends, she enjoys playing on her co-ed church softball team and playing basketball.

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